Episode 2 — Smedley
In this second episode of Tales From Insurance Land, we examine the origins of the fundamental principle of liability insurance: the duty to defend is broader than the duty to indemnify. We focus in particular on a relatively obscure insurance coverage decision from the Connecticut Supreme Court, Smedley Co. v. Employers Mutual Liability Ins. Co., 143 Conn. 510, 123 A.2d 755 (1956), where, I believe, this principle was first expressed in its modern form. And we talk about ice cream. A lot. 🍦 After listening to the episode, please join us on LinkedIn in February 2024 to discuss the episode and the implications of the Smedley decision.
CREDITS: Joel B. read the Frodex commercial.
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